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Neither IFRS nor FRS 102 has a line called “discretionary expenses”. IAS 1 asks you to present expenses by nature or by function, and discretion is not one of the options.",{"type":50,"attrs":259,"content":261},{"textAlign":52,"key":260},"p-15",[262],{"text":263,"type":57},"The consequence for your finance team is that you draw the line yourselves. This is why the same cost can be discretionary in one company and committed in another.",{"type":50,"attrs":265,"content":267},{"textAlign":52,"key":266},"p-16",[268],{"text":269,"type":57},"This is general guidance for UK finance teams, not tax advice. 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A fit-out sized for a full team five days a week may overfund space that remains underused, particularly at the end of the week.",{"type":50,"attrs":1410,"content":1412},{"textAlign":52,"key":1411},"p-77",[1413],{"text":1414,"type":57},"Home-working allowances are the smaller counterpart. HMRC sets a tax-free weekly amount for additional household costs, so check the current figure for your setup before fixing the policy.",{"type":119,"attrs":1416,"content":1417},{"level":121,"textAlign":52},[1418],{"text":1419,"type":57,"marks":1420},"Why does discretionary spend matter?",[1421],{"type":127},{"type":50,"attrs":1423,"content":1425},{"textAlign":52,"key":1424},"p-78",[1426],{"text":1427,"type":57},"Discretionary spend matters because it is where cost control lands first, and where a blunt cut can do the most damage.",{"type":50,"attrs":1429,"content":1431},{"textAlign":52,"key":1430},"p-79",[1432],{"text":1433,"type":57},"Travel, training, and marketing may all be adjustable, but they do not create the same value or carry the same operational consequences.",{"type":50,"attrs":1435,"content":1437},{"textAlign":52,"key":1436},"p-80",[1438],{"text":1439,"type":57},"Finance leaders should treat a proposed cut as a classification decision, not simply as a percentage target. If discretionary actuals live in card statements and last year’s budget file, finance leaders set the cut based on sentiment rather than on which lines are growing.",{"type":50,"attrs":1441,"content":1443},{"textAlign":52,"key":1442},"p-81",[1444],{"text":1445,"type":57},"Category-level actuals, kept current throughout the month, let you protect valuable marketing activity while identifying waste such as duplicate software.",{"type":50,"attrs":1447,"content":1449},{"textAlign":52,"key":1448},"p-82",[1450],{"text":1451,"type":57},"Digital technology is a notable exception. Boards may protect software and AI investment even when it remains discretionary on paper. 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Avoid relying on a single percentage target applied to everything.",{"type":50,"attrs":1524,"content":1526},{"textAlign":52,"key":1525},"p-92",[1527],{"text":1528,"type":57},"KPMG puts the risk of the alternative plainly:",{"type":347,"content":1530},[1531],{"type":50,"attrs":1532,"content":1534},{"textAlign":52,"key":1533},"p-93",[1535],{"text":1536,"type":57,"marks":1537},"“Introducing a diktat, for example, to reduce spend in all areas by 10% is a crude measure that could result in cutting some activities which help achieve growth.”",[1538],{"type":357},{"type":50,"attrs":1540,"content":1542},{"textAlign":52,"key":1541},"p-94",[1543,1550],{"text":1544,"type":57,"marks":1545},"Blanket budget freezes and reductions",[1546,1549],{"type":168,"attrs":1547},{"href":1548,"uuid":52,"anchor":52,"target":171,"linktype":34},"https://kpmg.com/uk/en/insights/transformation/delivering-sustainable-savings-from-third-party-spend.html",{"type":127},{"text":1551,"type":57}," risk cutting into the bone as well as the fat.",{"type":50,"attrs":1553,"content":1555},{"textAlign":52,"key":1554},"p-95",[1556],{"text":1557,"type":57},"A workable sequence for a scaling company looks like this:",{"type":1559,"attrs":1560,"content":1562},"ordered_list",{"order":446,"key":1561},"ol-0",[1563,1575,1587,1610,1633],{"type":132,"content":1564},[1565],{"type":50,"attrs":1566,"content":1568},{"textAlign":52,"key":1567},"p-96",[1569,1573],{"text":1570,"type":57,"marks":1571},"Tag each budget line as committed or discretionary.",[1572],{"type":127},{"text":1574,"type":57}," Record the contract end date for anything committed so you know when it becomes a decision again.",{"type":132,"content":1576},[1577],{"type":50,"attrs":1578,"content":1580},{"textAlign":52,"key":1579},"p-97",[1581,1585],{"text":1582,"type":57,"marks":1583},"Assign one budget owner per discretionary line.",[1584],{"type":127},{"text":1586,"type":57}," Give owners actuals against budget during the month, not after 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capabilities.",{"type":119,"attrs":1720,"content":1722},{"level":1721,"textAlign":52},4,[1723],{"text":1724,"type":57,"marks":1725},"Real-time visibility by category and owner",[1726],{"type":127},{"type":50,"attrs":1728,"content":1730},{"textAlign":52,"key":1729},"p-108",[1731],{"text":1732,"type":57},"Every card payment, expense claim, and invoice should appear against its budget line as it happens. This allows finance teams to set cuts based on current actuals.",{"type":119,"attrs":1734,"content":1735},{"level":1721,"textAlign":52},[1736],{"text":1737,"type":57,"marks":1738},"Budget-versus-actual reporting",[1739],{"type":127},{"type":50,"attrs":1741,"content":1743},{"textAlign":52,"key":1742},"p-109",[1744],{"text":1745,"type":57},"Marketing, travel, and perks owners should see committed and spent amounts before period-end. Approvers should also see the budget impact of a request before approving it.",{"type":119,"attrs":1747,"content":1748},{"level":1721,"textAlign":52},[1749],{"text":1750,"type":57,"marks":1751},"Approval workflows with delegated authority",[1752],{"type":127},{"type":50,"attrs":1754,"content":1756},{"textAlign":52,"key":1755},"p-110",[1757],{"text":1758,"type":57},"Requests should route by amount, department, or cost centre. 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